If you are recently involved in an auto accident, it is important to seek the help of a personal injury lawyer and file an insurance claim, so you need to be aware of the claims process. You are required to file a claim with your insurance company if you are involved in a car accident involving property damage or injury. Failure to report the incident to your insurance company within a reasonable amount of time, the insurance company may not honor your claim.
It is important to provide as many details as possible when calling for insurance company for faster and easier filing of claim including your insurance policy number, details of the accident (time, date, location, the other driver’s name and license number, number of passengers involved, extent of vehicle damage, extent of injuries, identification numbers and license plates of other vehicles involved, and description of the accident), and the details of the vehicle (model, make, registration, and license plate number). It is easier to file a claim if you know your coverage as well as your responsibilities, but if you are injured and need help, a personal injury lawyer can help. Once a car accident claim has been reported, you’ll be contacted by the claim’s adjuster who is assigned to your file, either it will be handled over the telephone or the adjuster will meet with you. The claim’s adjuster determines the extent to which the claim is covered by your insurance policy, and will guide you all throughout the claims process. It is important to ask the help of a personal injury lawyer so you can get what is due depending on your damages.
Your insurance company would need to determine who is the one at fault in the auto accident so they can assess the property damage and injuries sustained. After reporting the car accident to the insurer, the insurance company investigates the circumstances of the auto accident and will make a decision of who is at fault based on the Fault Determination Rules. The role of a personal injury lawyer is very important in any claims process, most especially if the insurance company seems trying to get away with its responsibilities or denying your claim. Allow us to give you free legal advice by visiting our website or homepage now. Allow an experienced and expert lawyer to help you in understanding your rights and to protect your interests.